Welcome to the Overcoming The Retirement Trap Resouces

This page shares some of the current (and future) resources from the book that help you take the book to the next level

The Tools and Resources From the Book

These tools were created to be a companion to the exercises in the book. Come back here from time to time as we add new resources.

 Do This First! 


  1. The Retirement Trap Spreadsheet: This spreadsheet highlights the challenge of reaching Freedom Day through traditional saving methods. Yes, it can be done, but it can take a LONG time and a LOT is out of your control. When you click the link, go to File<Make A Copy to copy it to your drive so that you can edit and save. Access the spreadsheet HERE.
  2. Freedom Day Monthly Budget Planner: This is a simple budget spreadsheet that helps you calculate your Minimum Required Income (MRI). Your MRI is the most critical number the the Freedom Day Method. It enables you to determine your current financial situation and informs you when you have reached your Freedom Day. When you access, click File<Make A Copy. Access the file HERE.
  3. Freedom Day Bucket List Planner: Time to have a bit of fun before we move any farther. Like we discussed in the book, here are 10 areas of life to set bucket list goals. Select 10 items per category to create a list of 100. Use this list as both a goal system and as rewards along the way.  Download the Worksheet HERE.
  4. Freedom Day Debt Snowball Planner: You will never be free if you are in debt. Use this calculator to help calculate your debt snowball strategy. As you start to generate some money from your side hustles update this sheet so you can accelerate your debt payoff. Once again, this is a Google Sheet, so go to File< Make a Copy and copy it into your drive to be able to edit it. Access the sheet HERE.
  5. Side Hustle Brainstorming Guide: Okay, now we begin the journey to Freedom Day by coming up with a side hustle to build some income. We're starting small by creating a $500 monthly income, which you can use to tackle 3 of your Bucket List Goals within the first 120 Days. Download the worksheet HERE.
  6. Transitioning Side Hustles to Full-Time Income: Now that you have a side hustle under your belt and you have "Retrained Your Brain," it is time to build up your side hustle into a full-time income. Access the worksheet HERE.
  7. Freedom Day Decision Worksheet: Well, now you have made it. You have reached 125% of your MRI and you have reached your FREEDOM DAY! Time to celebrate. Once that is over it is time to make a decision. Do You Quit Your Job or Stay? Use this worksheet along with the book to make that decision. Download the worksheet HERE.
  8. Living The Freedom Day Lifestyle Worksheet: As we say in the Freedom Day Method, It is "More Than A Finish Line". You need to fill your days with the Bucket List Goals that you still have and have added to you list over the years. You now have the time and money to do what you want. Download the worksheet HERE.